Consumers are spoilt for choice thanks to the proliferation of short-term insurers, but industry players say a shake-out could be coming. Mergence’s financial services investment analyst, Radebe Sipamla, said the nonlife sector had evolved. The adoption of data analytics and technology to help to model risk, coupled with sound actuarial pricing, had moved the dial for insurers as they offered products that suited the individual needs of customers.
Global factor performance and the Mergence Global Quant Equity Portfolio
Factor investing is the practice of investing based on exposure to a range of quantitative factors that have been shown